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Helping Youth Achieve Financial Literacy

When young people understand how to manage money, they are equipped with a skill that is key to making their dreams a reality — and bringing reality to their dreams. To help youth achieve financial literacy, try the following resources.

Program Activities and Curricula

Find Financial Literacy Activities

These classroom activities from the Consumer Financial Protection Bureau are designed to be flexible and easy to implement.

Resources for Teachers and Educators

This section of MyMoney.gov provides a collection of federal guides and curricula for teaching financial capability concepts.

Money Habitudes

This Dibble Institute curriculum focuses on the human side of money: the often hidden attitudes that dictate how people actually spend, save, and think about money.

Jumpstart Coalition Clearinghouse

Jumpstart offers a clearinghouse of educational materials for building financial literacy. Their searchable database includes many free materials.

Resources for Young People

Consumer.gov

This website can help youth and adults learn to manage their money, understand credit, identify scams, and prevent theft.

Jumpstart's Reality Check

This survey helps youth understand how much money they will need to make in order to support the lifestyle they want.

Community Partners in New York State

The following organizations may offer financial literacy programs for youth in your area, or may be able to refer you to local resources:

4-H, the youth services branch of Cornell Cooperative Extension, has local offices throughout New York State, some of which may offer personal finance programs

Community Action Agencies may offer financial literacy programs.

Local banks or credit unions may offer youth services.

Personal Responsibility Education Program (PREP): Adulthood Preparation

Federal and state grants may include PREP topics as part of a comprehensive strategy to prevent teen pregnancy and sexually transmitted infections. Grantees may be required to educate adolescents on at least three adulthood preparation subjects. Federal resources include: