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Preparing Youth for Adulthood

Community Partners

(New York State)

The following organizations may offer financial literacy programs for youth in your area, or may be able to refer you to local resources:

  • 4-H, the youth services branch of Cornell Cooperative Extension, has local offices throughout New York State, some of which may offer personal finance programs.
  • Community Action Agencies may offer financial literacy programs.
  • Local banks or credit unions may offer youth services.

Helping Youth Achieve Financial Literacy

When young people understand how to manage money, they are equipped with a skill that is key to making their dreams a reality -- and bringing reality to their dreams. To help youth achieve financial literacy, try the following resources.

Program Activities and Curricula

Bank It: Teen Money Topics for Workshop Leaders
A collaborative project of Search Institute and Capital One, Bank It Teens delivers real-world financial topics and tools for young people in grades 6 to 12 and their parents. Bank It offers workshops and an interactive web site on 12 major financial topics.

Building Wealth: A Beginner's Guide to Securing Your Financial Future
With interactive and print versions, this personal finance education resource is available for schools, nonprofits, financial service providers, and consumers. Topics include setting financial goals, budgeting, saving and investing, managing debt, and understanding credit reports and credit scores. Free download available in English and Spanish.

Fostering Financial Literacy for Youth: Resource List
Compiled by the Partnership for After School Education, this list includes links to tools, lesson plans, and articles to help staff develop financial literacy lessons. The topics covered include budgeting and saving, college financial aid packages, credit cards, debts and loans, and investment. Registration is required.

Dollars & Sense: Building Financial Dreams
Written by the Partnership for After School Education, this curriculum is designed to provide young adults with information about the value of saving, and enable them to create a more secure future. Registration required.

Education World: Financial Literacy
Two activities for students are outlined here. Where Does the Money Go helps students understand budgeting, and Teaching Students About Credit Cards asks students to compare three types of credit cards.

Jumpstart Coalition Clearinghouse
Jumpstart offers a clearinghouse of educational materials for building financial literacy. Their searchable database includes many free materials.

The Mint
This site provides tools to help educators and parents teach children to manage money wisely and develop good financial habits.

Money Smart for Young People
A free program offered on CD by the FDIC, Money Smart consists of eight instructor-led modules.

Money Talks
The University of California Cooperative Extension offers Teen Guides, videos, and games in English and Spanish on a wide range of topics, including "My Money Personality," "Shopping Savvy," "Making Your Dreams Come True," and many more. Resources for teachers and program leaders are also available on the site.

YouthSuccessNYC: Learning to Budget
Written for staff who are working with youth in foster care, this is a 1-hour and 15-minute activity on learning to budget. Taking a story by a teen, Mountain Climbing for Beginners, as its jumping off point, this lesson is most appropriate for older youth anticipating living on their own.

Resources for Young People

Jumpstart's Reality Check
This survey helps youth understand how much money they will need to make in order to support the lifestyle they want.

The Mint: Tips for Teens
Written for teens, this site offers information and activities on earning, saving, spending, owing, tracking, giving, investing, and safeguarding.

New York State Career Zone: Dollars and Sense
This interactive site from the New York State Department of Labor helps young people work through how much money they will need to make in order to support the lifestyle they want.

YouthSuccessNYC: Money
This site offers money basics and tips from and for youth transitioning out of foster care. The site also links to Youth Financial Empowerment, a New York City financial literacy and aid program for youth aging out of care.

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